1. The commercial house (large property right house) we are talking about should have complete "five certificates" and can be mortgaged, while the small property right house will not be registered for trading in the trading market, nor can it be purchased by mortgage.

2. Commercial housing land with large property rights is state-owned land transfer (state-owned land use certificate can be issued), while those with small property rights are mostly collective land (state-owned land use certificate cannot be issued).

3. Large property houses can apply for pre-sale certificates, while small property houses are prohibited from buying and selling, not to mention there is no pre-sale certificate.

4. Large property houses can be signed online and filed in the Housing Authority, while small property houses cannot be filed in the Housing Authority.

5. Large property houses can support bank mortgage loans, while small property houses cannot make bank mortgage loans.

Second, the so-called "small property rights" refers to houses built on farmers' collective land, which do not pay land transfer fees, and their property certificates are not issued by the state housing management department, but by the township government or village government, so they are called "township property rights" and also called "small property rights".

Third, the so-called small property rights issued by the township government actually have no real property rights. This kind of house has no land use certificate and pre-sale permit issued by the state, and the purchase contract will not be filed with the State Administration of Land and Housing. The so-called title certificate is not really legal and effective.