The card that others lend me money has no risk as follows: the card that others lend to users has no effect on users. Because only in the case of entrusted payment, the bank will transfer the loan funds to the non-lender yhk.
This is to ensure that funds are used for specified purposes and prevent funds from being used for other purposes. Because it is allowed by the bank, it will not have any impact on users.
Loans overdue, the other party and the lender, should bear the repayment responsibility. This has nothing to do with the user, who only needs to ensure that the loan funds arrive.
Second, if someone else's loan hits my card, will it affect it?
Other people's loans are credited to the user's card, which has no effect on the user. Because only in the case of entrusted payment will the bank transfer the loan funds to the bank card of the non-lender. This is to ensure that funds are used for specified purposes and prevent funds from being used for other purposes. Because it is allowed by the bank, it will not have any impact on users.
Loans overdue, the other party and the lender, should bear the repayment responsibility. This has nothing to do with the user, who only needs to ensure that the loan funds arrive.
3. Excuse me, if I borrow money from my friends, will my friends call my card to turn bad things into high returns? ...
Don't bother to see me out.
4. Will it affect if someone else's loan is credited to my card?
Legal analysis: It is suggested not to take photos with his ID card and bank card, which may have other uses. As for why the loan money is clear, this link is a bit unreasonable.
Legal basis: People's Republic of China (PRC) Commercial Bank Law.
Article 34 Commercial banks should conduct loan business according to the needs of national economic and social development and under the guidance of national industrial policies.
Article 35 When issuing loans, commercial banks should strictly examine the borrowing methods of borrowers. Commercial bank loan and grading examination and approval system.
Article 36 When a commercial bank lends money, the borrower shall provide guarantee. Commercial banks should pay attention to the repayment ability of the guarantor, the ownership and value of the collateral, and the realization of the mortgage.
Article 40 The conditions for commercial banks to issue secured loans to non-repayment parties shall not be superior to those for similar loans by other borrowers. It means:
(1) Directors, supervisors, managers, credit business personnel and their near relatives of commercial banks; (2) Companies and enterprises in which the personnel listed in the preceding paragraph invest or hold senior management positions.