1. How to write a vehicle mortgage loan contract? Loan mortgager ___, hereinafter referred to as Party A; loan mortgagee person: ___, hereinafter referred to as Party B. Due to production needs, Party A applies for a loan from Party B as ___ funds. Both parties have agreed through negotiation that under the condition that Party A pledges all of its ___ (hereinafter referred to as Party A's collateral) as loan collateral to Party B, Party B will provide Party A with the loan amount agreed upon by both parties. During the loan term, Party A has the right to use the collateral, and Party B has ownership of the collateral until Party A repays the principal and interest of the loan. To this end, this contract is hereby concluded: Article 1 Loan content Total loan amount: ___ yuan. 2. Purpose of loan: This loan can only be used for ___'s needs and may not be used for other purposes, let alone use the loan for illegal activities. 3. Loan term: Under the total loan amount mentioned above, this loan can be reviewed in installments and tranches. Therefore, the amount and term of each loan period shall be agreed upon by both parties respectively. Starting from the second phase of the loan, there must be a new mortgage loan contract signed and sealed by both parties and their legal representatives, and one copy of it must be submitted to the __ City Notary Office for notarization. It is an integral part of this contract and has the same characteristics as this contract. have the same legal effect. The first loan period is: __ months, that is, starting from __ month _ day of __ year and ending on __ month _ day of __ year. 4. Loan interest rate: The loan interest rate and interest calculation method are in accordance with the regulations of __ Bank of China. 5. Loan withdrawal: Whether each period of loan is withdrawn in one go or in installments shall be agreed upon by both parties. Party A shall notify Party B __ days in advance for each withdrawal, and it shall be reviewed and approved by Party B's credit department before it can be used. The first loan period is withdrawn __ times. 6. Loan repayment Party A guarantees to actively repay the principal and interest on schedule within the loan period stipulated in each contract. The source of funds used by Party A to repay this loan shall be the company's production, operation and other income. If Party A requires to repay the loan from other sources, Party B must agree. The final repayment date for the first phase of the loan is __year_month_day. 7. This contract will continue to be valid if Party B agrees to Party A’s deferment of repayment. Article 2 Mortgage Matters (List) Article 3 Obligations of Party A and Party B (1) Obligations of Party B: The mortgage deed and documents submitted by Party A must be properly kept and shall not be lost or damaged. 2. After Party A repays the loan when it is due, all deeds and documents of the mortgage will be handed over to Party A. (2) Party A’s obligations: Should actively repay principal and interest in strict accordance with the time stipulated in the contract. 2. Ensure that the collateral will not be affected by Party A’s bankruptcy, asset division, or transfer during the mortgage period. If Party B discovers that Party A's collateral violates this clause, Party B will notify Party A to make immediate corrections or terminate the loan under this contract and recover all principal and interest of the loan that has been lent. 3. Party A shall reasonably use the ___ as collateral and be responsible for the operation, repair, maintenance and relevant taxes and other expenses of the collateral. 4. If Party A causes damage to the collateral intentionally or negligently, it shall provide Party B with new collateral within 15 days. If Party A is unable to provide new collateral or guarantees, Party B shall have the right to reduce the loan amount accordingly or terminate this contract. , to recover the principal and interest of the loan that has been lent. 5. Party A shall not rent, sell, transfer, remortgage or otherwise dispose of the mortgaged property without the consent of Party B. 6. The collateral shall be insured by Party A with ___ Branch of the People's Insurance Company of China, with Party B as the beneficiary of the insurance, and the insurance policy shall be handed over to Party B for safekeeping, and the insurance premium shall be borne by Party A. If the insured collateral suffers losses due to force majeure, Party B has the right to recover the principal and interest of the loan that the mortgagor should repay from the insurance company's compensation. Article 4 Liability for breach of contract If Party B fails to pay the loan as stipulated in the contract due to its own responsibility, causing economic losses to Party A, Party B shall be responsible for liability for breach of contract. 2. If Party A fails to use the loan in accordance with the provisions of the loan contract, once discovered, Party B has the right to Part or all of the loan may be recovered in advance, and a penalty interest of ___% will be charged on the misappropriated loan portion based on the original loan interest rate. 3. If Party A fails to pay interest and principal on time, or commits other breaches of contract, Party B has the right to stop the loan and require Party A to repay the principal and interest in advance. Party B has the right to deduct it from the account opened by Party A in any bank, and charge an interest of ___% based on the borrowing rate on the overdue loan from the date of expiration.

4. If Party A fails to repay the principal with interest on time, Party B can also apply to the people's court with jurisdiction to auction the collateral to repay the principal and interest of the loan. If there is any shortfall, Party B still has the right to recover from Party A. Until Party A repays Party B's entire loan principal and interest. Article 5 Other provisions Article 6 Expenses related to this contract Article 7 This contract takes effect upon signing of the conditions or the specific effective time. Article 8 Resolution of Disputes If a dispute arises during the performance of this contract, the two parties shall resolve it through negotiation. If the negotiation fails, both parties agree to ___ the arbitration institution specified in the contract. If no arbitration agreement is reached afterwards, they may file a lawsuit in the People's Court. 2. Car mortgage loan application process 1. The lending institution receives the information provided by the applicant; 2. Conducts a home visit, investigation and estimated vehicle value on the applicant; 3. The lending institution initially reserves the loan amount; 4. Handles entrusted notarization and borrowing Notarization; 5. The lending institution collects the relevant documents of the applicant; 6. Go through the mortgage registration procedures 7. Mortgage loan is a way of personal loan. The process of mortgage loan also requires the parties to understand in advance and submit the corresponding information when applying for the loan. , estimate the value of the vehicle, book the loan amount, etc., it is best to successfully lend. At the same time, we once again remind the general public to choose legal flat-band loans during the loan period to avoid serious consequences for themselves.