Can be found. In the view of banks, academic qualifications can reflect the income level of applicants to a certain extent. Generally, people with high school education or below will not have a high income level. In addition, people with high academic qualifications attach great importance to their credit information, and the risk of default will be relatively small. Therefore, the bank will have requirements for the applicant's academic qualifications. It is suggested that applicants with low academic qualifications choose offline channels and go to the counter to find bank staff to communicate in detail, so that they can submit sufficient economic proof and may successfully apply for a card. After all, financial resources can best reflect the applicant's repayment ability. As long as the repayment ability is high and the education level is low, banks may turn a blind eye.

Fill it in truthfully, unless the academic qualifications are really low, such as only graduating from junior high school, then it is no problem to fill in the academic qualifications as high school or junior college. Bachelor degree or above is best not to fill in easily.

As we all know, the level of education is a very important link in applying for a credit card. It is difficult to apply for a credit card with a low education. After all, in the eyes of banks, education is the embodiment of a person's quality. The higher the education, the higher the quality and the higher the income. People with higher education pay more attention to personal credit, and the safer the bank's funds are placed on these people.

1. It is recommended not to apply for a credit card online in the case of low academic qualifications. You can apply directly at the counter and bring your work certificate and income certificate. If you have assets, the pass rate will be higher.

2. Credit cards, also known as debit cards, are credit certificates issued by commercial banks or credit card companies to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

3. The credit card stipulated in the relevant laws of China (Interpretation of the Provisions of the NPC Standing Committee on Credit Cards) refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement and cash deposit and withdrawal. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, and the English name of Credit Card was stipulated.