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Can online loans be recovered after being cheated?
It is possible to recover funds after online loans are cheated. All property illegally acquired by criminals shall be recovered or ordered to make restitution; The lawful property of the victim shall be returned in time; Contraband and personal articles used in crimes shall be confiscated.

legal ground

Article 14 of the Criminal Law of People's Republic of China (PRC)

Knowing that one's actions will have harmful consequences to society, and hoping or letting such consequences happen, which constitutes a crime, is intentional crime.

Whoever intentionally commits a crime shall bear criminal responsibility.

Article 64

All property illegally acquired by criminals shall be recovered or ordered to make restitution; The lawful property of the victim shall be returned in time; Contraband and personal articles used in crimes shall be confiscated. Confiscated property and fines shall be turned over to the state treasury and shall not be misappropriated or disposed of by themselves.