At present, the People's Bank of China announced that the annual interest rate of loans with a term of more than five years is 4.9%. According to the benchmark interest rate, with the interest rate unchanged, the repayment method is "equal principal and interest repayment", the total interest is 100 1677.5438+0, and the monthly repayment amount is 5837.99 yuan; Repay by "average capital Repayment Method", the total interest is 8 10745.83 yuan, and the monthly repayment amount decreases month by month.

If you need a trial calculation, you can go to the homepage of China Merchants Bank and click "Financial Calculator"-"Personal Loan Calculator" on the right to make a trial calculation.