I won't. But the loan must be

Second, I would like to ask, will the bank call your unit to investigate when buying a house with a loan?

I won't go to the company to investigate. I only ask you to leave a straight fixed telephone number. After the phone call, I asked if there was this person. Generally, he won't ask about his income, but you should leave a phone number used by one or two people at ordinary times, so as not to let some colleagues talk nonsense without knowing the situation and tell the person who answered the phone about your loan.

Third, what will the mortgage bank call the unit to verify, and will it go to the unit for investigation?

I won't go to the company to investigate. I only ask you to leave a straight fixed telephone number. After the phone call, I asked if there was this person. Generally, he won't ask about his income, but you should leave a phone number used by one or two people at ordinary times, so as not to let some colleagues talk nonsense without knowing the situation and tell the person who answered the phone about your loan.

Fourth, the bank mortgage loan to buy a house, the bank will definitely call the unit to verify?

Yes, it will definitely be electrified. Procedures and steps of commercial loans for individual housing. The basic conditions of commercial housing mortgage loan: the borrower has a stable occupation and income, good credit and the ability to repay the principal and interest of the loan; The purchased house is located in a town (including urban area, county town and big market town), and in principle it is the borrower's current residence or place of work and business; , has signed the Commercial Housing Sales Contract with the developer, and has paid the down payment ratio stipulated by the bank according to the personal credit situation, with a minimum of more than 30%; The loan amount is determined according to the borrower's credit status, occupation, education level, repayment ability, liquidity of the purchased house and other factors. Agree to apply for mortgage registration of pre-purchased commercial housing first, and promise to use the purchased housing as loan mortgage, and re-apply for mortgage registration after the purchased housing is completed and the property certificate is obtained; Two, must provide information, the applicant and spouse's identity card, residence booklet and three copies of the original (if the applicant and spouse do not belong to the same account, you need to attach a marriage certificate); Commercial housing sales contract signed by the purchaser and the company; 65,438+0 copies of the original and photocopy of the advance payment receipt for 30% or more of the house price; Proof of income of the purchaser (provided by the bank and placed in the sales office); If the borrower is a legal person, it shall carry a valid Business License for Enterprise Legal Person or Business License for Enterprise Legal Person, identity certificate of legal representative, financial statements and loan card. If it is a joint-stock enterprise, it is also necessary to provide the company's technical articles of association and the certificate that the board of directors agrees to mortgage; 1 developer's collection account.