Pratt & Whitney Express Company provides fast installment repayment service when individuals purchase consumer goods such as electronic products.
Accept the entrustment of financial institutions to engage in financial outsourcing services (if the laws, administrative regulations and the State Council decisions require approval, they can only operate after obtaining relevant approval documents according to law); Entrusted asset management and investment management (no trust, financial asset management, securities asset management or other restrictions); Investment consulting.
Extended data
Pratt & Whitney Express is suspected of usury.
In recent years, with the rapid development of consumer credit products such as credit cards, ant flowers, JD.COM white bars, more and more people choose to own their favorite goods in advance by installment. In particular, buying mobile phones by stages has gradually become a popular pet. However, due to the lack of self-discipline, the industry is also chaotic.
A consumer lender told New Financial Depth that he bought a mobile phone in installments in Shenzhen Pratt & Whitney Express Financial Services Co., Ltd., with a down payment of 2,500 yuan and a installment loan of 4,799 yuan, totaling 24 installments, each of which needs to be returned to 380 yuan. In other words, the loan is 4,799 yuan and the total repayment amount is 9 120 yuan, so the annualized interest rate is as high as 45%.
Baidu Baike-Shenzhen Puhui Kuaixin Finance Service Co., Ltd.