Government accounts receivable loans can be borrowed from commercial banks. According to relevant information, accounts receivable loan, that is, accounts receivable pledge, is a loan business run by commercial banks. The borrower can apply to the payer for bank pledge financing for the part of the net value of the creditor's rights of accounts receivable held by him. This kind of loan is a mature bank credit business, which exists in the corporate loan business of commercial banks and can be applied for.