According to the policy, registered unemployed people, ex-servicemen, land-expropriated farmers, disabled people, dependents of the army, college graduates, and returning migrant workers who start their own businesses, seek jobs and find jobs abroad can apply for small secured loans. In addition to industries restricted by the state (such as construction, entertainment, advertising, sauna, massage, Internet cafes, etc.). ), commercial, service, production and processing, breeding and other business projects are regarded as small-sum secured loans with low profit and included in the scope of financial interest subsidies. The discount targets of low-profit projects include self-employed projects and small enterprises established in the form of partnerships and organizations for employment. \ x0d \ x0d \ policy stipulates the amount of small secured loans, and the maximum amount of new small secured loans issued by the handling financial institutions to individuals is 50,000 yuan; For urban and rural women who meet the requirements of the current applicants for small secured loans, the maximum amount of new personal small secured loans is 80,000 yuan; For qualified women employed in cooperative organizations, the upper limit of per capita loan amount can be increased to 6,543,800 yuan; For qualified labor-intensive small enterprises, the maximum amount is no more than 2 million yuan, and the loan period is no more than 2 years. \ x0d \ x0d \ Regarding the scope of financial discount for small secured loans, the policy stipulates that the loan interest rate of new loans issued by financial institutions to eligible individuals can rise by 3 percentage points on the basis of the benchmark loan interest rate announced by the People's Bank of China. Among them, the interest of small secured loans for low-profit projects (including the increase of floating interest rates) is fully subsidized by the central government. For small secured loans borrowed by qualified labor-intensive small enterprises, the financial department will give a discount at 50% of the benchmark loan interest rate announced by the People's Bank of China, and the discount funds will be borne by the central and local governments at 50% respectively. In addition, the central government will give rewards according to a certain proportion of the newly-increased guarantee funds and small-sum secured loans issued in that year.