The conditions required for real estate mortgage loans are:
1, a natural person who has reached the age of 18 and has full capacity for civil conduct;
2. Have a stable occupation and income, good credit and repayment ability;
3. Other conditions stipulated by the bank;
4. Information needed to apply for real estate mortgage loan.
Information:
(1) The borrower's valid identity document.
(2) Proof of the borrower's occupation and income
(3) Proof of loan use
(4) Legal and valid real estate license
(5) A written certificate of consent to mortgage issued by the authorized disposer and other obligees.
(6) The appraisal report issued by the bank real estate appraisal agency on the mortgaged property.
(7) Other documents and materials stipulated by the bank.