Legal analysis: Administrative institutions can lend money to individuals. Employee loans are mainly used for the unit to purchase sporadic office supplies; travel expenses and conference fees that must be carried by business travelers; and advance payment for public and personnel expenses of other units or individuals. When a borrower handles matters such as retirement, going abroad, transfer, resignation, resignation, or taking a job in a foreign unit, the borrower must first verify the loan status. If the loan has not been written off, the borrower must first return the loan and then go through the relevant procedures. When borrowers borrow public funds, they must fill out a "loan form" in a standardized manner, listing the purpose, amount, and promised repayment time. Large-amount loan loans must be accompanied by meeting minutes and other relevant documents, and submitted to the main government leaders and leaders in charge for approval.

Legal basis: Article 5 of the "Interim Measures for Personal Loan Management" Lenders should establish an effective full-process management mechanism for personal loans, formulate loan management systems and operating procedures for each loan type, and clarify the corresponding loan objects and scope, implement differentiated risk management, and establish an assessment and accountability mechanism for each loan operation link.