1, apply for provident fund loan to buy a house, and the amount is higher than that of individual application. The funds in the provident fund account can be extracted as the common property of husband and wife.

2. Funds can be doubled. The depositor pays 5%-20% of the deposit base, and the company also pays in the same proportion. The funds in the account can be doubled.

3. Enjoy tax exemption, and the housing accumulation fund paid by enterprises for employees can be used as the deduction item of enterprise income tax.

4. It can be extracted in advance.

5. The low loan interest rate can save the cost of buying a house.

6. There is no penalty for repaying the loan in advance.

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