2. The applicant has a good credit record and no credit stain.

3. The applicant has a stable job, good income and repayment ability.

4. The applicant has no phenomenon that loans overdue has not paid back, and has provided a personal credit report.

5. Other relevant conditions that meet the requirements of the Bank.

6. The most important thing for the postal bank to purchase a house loan is that the applicant should meet the requirements of the bank and provide complete information. After the bank loan review is completed, a loan agreement will be signed with the borrower, the postal bank will arrange the payment, and the borrower will pay the principal and interest on time.

7. Bring personal ID card, bank account, work certificate and other information to the bank for application. During the review process, the bank may call back to keep the mobile phone open.