1. The borrower and his unit have paid the housing provident fund in full for more than 6 months (inclusive), and can apply for the housing provident fund personal housing loan.

2 housing provident fund has been paid in different places and less than 6 months in our city, and the payment time can be calculated according to the payment certificate issued by the original housing provident fund management center.

3. The borrower has good credit and the ability to repay the principal and interest of the loan.

4. A legal house purchase contract has been signed, and the down payment shall be made according to the specified proportion.

5. Be able to provide real estate mortgage guarantee.