Many people don't know where to get the second-hand house sales contract. Generally speaking, the buyer and the seller agree on a contract signing date; Within three working days after the signing of the general contract, the down payment shall be paid to the intermediary company for supervision; The seller, the buyer and the intermediary company witnessed the repayment of the outstanding bank loan of the landlord. After 7 working days, the bank loan ends, and both parties agree on a time for a real estate to enter the trading center; On the day of entering the trading center, the seller shall pay all the house payment except the final payment. After 20 working days, get a new real estate license; Handle the handover procedures of real estate with the new real estate license and transfer the ownership of water, electricity and coal; Finally, when the house is delivered, the buyer pays the final payment to the seller.
When can I get the second-hand house purchase contract?
It depends. If it is a loan purchase, the purchase contract cannot be obtained before the loan is paid off, and the purchase contract is held by the bank; However, if the house is purchased in full, the down payment is paid, and after the contract is signed, it needs to be put on record, and it will take about 10 days to get the house purchase contract. Article 209 of the Civil Code of People's Republic of China (PRC) establishes, changes, transfers and extinguishes the real right of immovable property, which shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law. Natural resources owned by the state according to law may not be registered. Article 509 The parties shall fully perform their obligations as agreed. The parties shall abide by the principle of good faith and fulfill the obligations of notification, assistance and confidentiality according to the nature, purpose and trading habits of the contract. During the performance of the contract, the parties shall avoid wasting resources, polluting the environment and destroying the ecology.
When will the house purchase contract be given after the down payment is paid?
The date when the general developer pays the down payment is the date when the formal purchase contract is signed. You can see whether the name of the contract you signed is "house purchase contract" or "commercial house sales contract".
I. The purchase process of new houses is as follows:
1. Subscribe and pay the deposit.
2. Sign a house purchase contract and pay the down payment (or full payment).
3, apply for loans, bank loans
4. Delivery inspection and handover procedures
Second, the second-hand housing purchase process:
Buy in full
1. Looking at the house, the buyer and the seller reached an agreement to pay the house purchase deposit.
2. Transfer ownership and pay down payment.
3. Pay taxes and get a new real estate license.
4. Pay the balance when the property is delivered.
Loan purchase
1. Looking at the house, the buyer and the seller reached an agreement to pay the house purchase deposit.
2. Submit the loan application and sign the loan contract.
3. Property appraisal and third-party guarantee
4. Bank approval
5. Transfer ownership and pay down payment.
6. Pay taxes and get a new real estate license
7. Banks receive loan contracts and house mortgage registration.
8. Bank loans to the seller, real estate delivery and final payment.
9. The buyer repays the loan, recovers the house book after settlement, and cancels the mortgage registration.
How long will it take to send the second-hand housing mortgage contract?
It depends on the specific situation. The commercial housing sales contract signed at the time of purchase is in quadruplicate, one for the general bank as a loan, one for the developer, one for the real estate management bureau as a registration record and one for the owner. From the date of signing, the buyer must have the original buyer's contract and the original commercial housing agreement. After the loan contract of the general bank is approved, the owner begins to repay the loan, and the mortgage contract is generally handed over by the bank to the developer and then distributed to the owner.