A little knowledgeable. Look at them one by one.
On April 5, for some unknown reason, the Shenzhen woman roared: "How can I repay the 3.68 million loan?" The news touched the hearts of many house slaves. "Life is not easy. Have you taken tens of thousands of loans? " "Can I still pay the loan every month?" "Affected by the epidemic, how can the loan be repaid?"
Network, invasion and deletion
On April 5, after Harbin, Zhengzhou and Fuzhou relaxed the property market policy, the news of "loosening" came from Lanzhou, the capital of Gansu Province, and the down payment ratio of the first suite dropped to 20%. Reduce the down payment, "reduce the burden of personal housing consumption."
Network intrusion and deletion
On April 7, the five major banks (industry, agriculture, China, construction and communications) issued new policies to solve the problem that some people could not repay their mortgages on time due to the epidemic. Personal housing loan customers affected by the epidemic can provide service support including delaying repayment time, extending loan term, and adjusting billing plan. The specific strategy is shown in the figure below.
Network intrusion and deletion
Network intrusion and deletion
Network intrusion and deletion
Network intrusion and deletion
Network intrusion and deletion
Seeing these three messages at the same time, I have mixed feelings!
Fortunately, the five major banks introduced the policy of delaying repayment in time. Lenders can apply to banks according to their own conditions. As a house slave, I can breathe a sigh of relief for a while.
Local governments have introduced mortgage policies to stimulate the real estate market. Under the epidemic, people's lives are so difficult, who wants to buy a house? Even if you buy a house with a down payment, there is no economic income, and it is a problem to repay the loan every month. How many out-of-control people will growl, "How can I repay the loan?"
How to treat the above three pieces of information?
Related Questions and Answers: Related Questions and Answers: Do you know the prepayment policies of major banks? Bank of China: You can apply for prepayment after the loan term expires for 6 months. You need to make an appointment with the bank two weeks in advance, and you can do it on the 5th of each month 1- 15. The repayment amount is not less than 1000 yuan, and there are two opportunities for early repayment every year.
China Construction Bank: You can apply for prepayment after the loan term reaches 1 year, and you can apply for prepayment every 2- 14 days. If you want to pay off in one lump sum, you need to make an appointment in advance 1 week; Non-one-time repayment, that is, repayment on arrival, can be handled twice a year in advance.
ICBC: You can apply for early repayment after the loan term reaches 1 year. You need to make an appointment 65,438+05 days in advance, and then go to the loan branch to sign for confirmation. The minimum repayment amount is not less than 30 thousand, and there are only two opportunities for early repayment every year.
Agricultural Bank: You can apply for early repayment after the loan expires for 3 months. You need to make an appointment 15 days in advance, and each repayment shall be no less than 10000 yuan. There are two opportunities for prepayment in a year.