1, equal repayment of principal and interest:

The total loan is 65,438+0,000,000.00 yuan.

Number of repayment months: 120 months

Monthly repayment12,377.19 yuan.

A total of 485,262.32 yuan of interest was paid.

Total principal and interest 1, 485,262.32 yuan.

2. average capital repayment method: the total loan is 65,438+0,000,000.00 yuan.

Extended data:

When the economy is overheated and inflation rises, it will raise interest rates and tighten credit; When the economy is overheated and inflation is controlled, interest rates will be lowered appropriately. Therefore, interest rate is one of the important basic economic factors. Interest rate is an important financial variable in economics, and almost all financial phenomena and financial assets are related to interest rate to some extent.

At present, countries all over the world frequently use interest rate leverage to implement macro-control, and interest rate policy has become the main means for central banks to adjust the supply and demand of money and then regulate the economy. Interest rate policy plays an increasingly important role in the monetary policy of the central bank.

Interest rate is an important tool to adjust monetary policy, and it is also used to control investment, inflation and unemployment rate, thus affecting economic growth. Reasonable interest rate is of great significance to social credit and economic leverage of interest rate.

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