WeBank loan application conditions

The application conditions for WeBank micro-industry loans mainly include the following points:

1. Aged 18 years old (inclusive) ) or above, holding a Mainland China resident ID card;

2. Be the legal representative of the enterprise;

3. The enterprise is operating well, has stable revenue, and has the ability to repay the principal and interest of the loan on schedule Ability;

4. The company and the business owner have a good reputation, and there is no bad credit record or serious negative information in the credit report.

General taxpayer enterprises, small-scale taxpayer enterprises and individual industrial and commercial households can apply for micro-business loans. However, everyone also needs to note that micro-industry loans are not open to all regions across the country. Currently, only Hunan Province, Guangdong Province, Zhejiang Province, Jiangsu Province, Henan Province, Hebei Province, Jiangxi Province, Anhui Province, Fujian Province, Sichuan Province, Guangxi Province, Shandong Province, Shanxi Province, Hubei Province, Shaanxi Province, Liaoning Province, Yunnan Province, Hainan Province, Tianjin City, and Chongqing City are within the scope of application, and other provinces and cities are still opening up (specific supported cities are subject to the application page). If customers want to apply, they can directly log in to the WeBank Enterprise Aipu APP to handle the application, or follow the WeBank Enterprise Finance official account.

WeBank’s main products:

WeBank has successively launched Weilidai, Weiyedai, WeBank in three major business segments: Public Bank, Direct Bank and Scenario Bank. Car loan, WeBank App, WeBank Enterprise App, Xiaoehuaqian, We2000, etc.

1. Weilidai

Weizhong Bank’s fully online, pure credit, instant borrowing and borrowing microfinance product “Weilidai” has been provided to 31 provinces across the country. More than 28 million customers in nearly 600 cities, municipalities and autonomous regions have issued 460 million loans, with a cumulative loan amount of more than 3.7 trillion yuan. About 77% of the "Weilidai" credit customers are engaged in non-white-collar service industries, and about 80% have a college degree or below; the average loan amount is about 8,000 yuan, and the interest on more than 70% of the paid-up loans is less than 100 yuan.

2. Weiye Dai

WeBank launched China’s first online unsecured corporate working capital loan product - Weiye Dai. More than 70% of the customers of Micro Industry Loan are companies in the manufacturing, wholesale and retail industries and high-tech industries, and more than 60% of the companies have obtained corporate loans from banks for the first time. Weiyedai serves more than 1.7 million small and micro enterprise legal customers, has issued a total of nearly 400 billion yuan in loans, and indirectly supported the employment of nearly 4 million people. In October 2020, WeBank further upgraded its corporate financial service brand to "WeBank Enterprise" on the basis of Weiye Dai to serve the financial and non-financial needs of small and micro enterprises and create a full-link business service ecosystem. How to apply for a WeBank loan?

WeBank loans are mainly applied through WeChat and WeBank APP. Users choose a loan product and first obtain a loan limit before submitting a loan application. For example, for WE2000, users need to activate it through the WeChat applet. After successful activation, there will be a quota on the loan page, and the user can submit a loan application.

However, if the user does not obtain the credit limit given by the system before applying for a loan, then the user cannot apply for a loan at WeBank. How to apply for a WeBank loan? A few simple steps will teach you how to use WeBank loans

WeBank not only provides users with financial services, but also provides various loan services. So how to apply for a WeBank loan? Woolen cloth? WeBank provides three services: Weilidai, Weiyedai and Weikedai. The application procedures are similar. Let’s take a look at the detailed introduction.

How to apply for a WeBank loan?

1. First of all, you must clarify the loan you need and find the right loan product. WeBank has three products: Weilidai, Weiyedai and Weikedai. For personal loans, go to Weilidai, for business loans, go to Weyedai, and for car owner loans, go to Weikedai.

2. Find the application entrance and submit the activation application. For example, Weilidai adopts a whitelist invitation system. If you are eligible for Weilidai loans, you can enter the wallet option through WeChat or QQ on your mobile phone, click "I want to borrow money" and enter the amount to wait for the loan.

You can apply for Weiye Loan through the website, and you can apply for Weiche Loan by downloading the APP.

3. After passing the approval, apply for a loan. After being approved, you can apply for a loan and wait for the loan return call. Once approved, you can receive the money. That’s it for introducing how to apply for a Weizhong Bank loan. Isn’t it very simple? Except for Weilidai, which is more arrogant, the other two are relatively easy to apply for. Compared with other loan products, WeBank has higher loan limits, lower interest rates, and better services. You deserve it.