What are the requirements for applying for a student loan?

1, the applicant must have full capacity for civil conduct.

2. Study hard, be academically gifted, and be able to show proof of family financial difficulties issued by the government where the household registration is located.

3. Provide the university admission notice, which needs to be a full-time study method.

4, law-abiding, honest and without personal stains.

If you have fully met the application conditions, congratulations, you can learn more about the process steps required to apply for a student loan.

1. Apply first, and indicate the required purpose (the student loan is a credit loan, and there is no need to apply for loan guarantee or mortgage after application, but it must be repaid in good faith on time).

2. When the materials are ready, you can formally apply to the school or relevant departments, and then wait for a reply. (Generally speaking, it is first submitted to the school for preliminary examination. After the school allows it, it shall be submitted to the applicant bank for approval. If the bank is successfully approved, you can sign a student loan contract with the bank, that is, you can successfully get a loan. )

3. After the successful application, of course, we are waiting for the loan to collect money. However, the school will also supervise according to the application of the applicant.

4, owing on the loan, after finishing school, you need to pay attention to credit to fulfill your personal repayment obligations.