1, the provident fund can be hedged.
In the future, buyers who use the military housing provident fund can use the provident fund in their accounts to deduct the house payment, just like places. In the later period, the monthly provident fund will be paid with his salary and will not accumulate short accounts. It should be noted that the military housing provident fund, in addition to buying a house, can also withdraw the balance of the military housing provident fund account at one time for housing repair and construction, and the monthly provident fund amount will be paid with the salary after withdrawal.
2. Increase the policy of transferring similar businesses to the public.
Many comrades-in-arms have bought houses through commercial loans before the military housing provident fund policy landed, but for a long time, commercial loans have not been transferred to the military housing provident fund, and everyone feels a little lost. Judging from the current policy, a new policy similar to commercial loans to provident fund loans has been added, and the interest rate is compared with provident fund loans. However, this requires further consultation between relevant departments and banks, and the specific situation depends on the next news.
The role of housing provident fund
1. If the property buyer does not use the loan to purchase the property, he can withdraw all the paid provident fund as the house payment at one time.
2. If buyers need to apply for a loan to buy a house, they can withdraw the provident fund as the down payment for buying a house or repay the loan with the provident fund.
3. You can apply for provident fund loans. The interest of provident fund loans is generally lower than that of commercial loans on the market, and the repayment period will be longer, which will reduce the repayment pressure of buyers.
4. If there is no housing, you can apply for using the housing provident fund to pay the rent.
5. You can buy real estate in the name of your parents, apply for withdrawal of provident fund or apply for provident fund loans. Write the child's name on the real estate license.
6, some areas can apply for withdrawal of provident fund to pay medical expenses for major diseases, family members (including employees themselves, spouses or children) suffering from major diseases or major surgery hospitalization, employees themselves and their spouses can apply for withdrawal of housing provident fund.