Generally speaking, open members are real members, but they may also be paid. Generally speaking, members give priority to audit, give priority to loans, delay repayment, and settle in advance without handling fees. When you open a member, the priority loan may be to buy goods. After opening members, fund members will give priority to lending, and there is no membership fee for giving priority to lending. In either case, opening a member is a good thing, but if there is a platform that requires users to open a member to pay, it is not advisable anyway.