The mortgage interest rate of CCB is 6.65% for less than five years (inclusive) and 6.80% for more than five years. There are two repayment methods, and the calculation method is as follows: 1. The loan is 300,000 yuan, the term is 10 year, the interest rate is 6.80%: 1, and the equal principal and interest method: the monthly repayment amount is 3,452.438+0 yuan. The total repayment principal and interest is 4 14289. 19 yuan, of which interest 1 14289. 19 yuan. 2. Average capital method: the repayment amount in the first month is 4,200.00 yuan (it will decrease month by month, and the amount in the last month is 25 14. 17 yuan). The total repayment principal and interest is 402,850.00 yuan, of which interest is 65,438+065,438+0489,38+09 yuan. Compared with the above two methods, the average capital method is less than the equal principal and interest method 1 1439.6438+09 yuan. The specific repayment method can be selected when the bank handles the loan procedures. 2. The loan is 300,000 yuan, the term is 5 years, the interest rate is 6.65%: 1, and the matching principal and interest method: the monthly repayment amount is 5890.95 yuan (the same every month). The repayment principal and interest totaled 353,456.72 yuan, of which interest was 53,456.72 yuan. 2. Average capital method: the repayment amount in the first month is 6662.50 yuan (it will decrease month by month, and the repayment amount in the last month is 5027.438+0 yuan. The total repayment principal and interest is 350,706.25 yuan, of which interest is 50,706.25 yuan. Compared with the above two methods, the average capital method is 2750.47 yuan less than the equal principal and interest method. The problem of prepayment after the mortgage loan of CCB is that one year after the normal repayment of the loan, you can apply for prepayment and settle it in advance in part or in whole.

2. What is the latest mortgage interest rate of China Construction Bank?

1. Commercial housing loan interest rate: 4.35% within one year (including one year), 4.75% within one to five years (including five years) and 4.90% over five years;

2. Personal housing provident fund loan interest rate: 2.75% for less than 5 years (including 5 years) and 3.25% for more than 5 years.

The above is the latest interest rate of CCB's housing loan interest rate table in 2022.

3. What is the mortgage interest rate of China Construction Bank?

Six months (inclusive) 5.60 six months to one year (inclusive) 6.00 one year to three years (inclusive) 6. 15 three to five years (inclusive) 6.40 five years or more 6.55 or more, for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!

What is the lowest interest rate of 4.JD.COM's housing mortgage loan?

The minimum interest rate of mortgage loan is 0.5 1%/ month. The specific loan interest rate depends on your credit status and collateral.

According to your actual situation, the financial consultant will choose the most suitable financial products with interest rate, installment service fee and balance matching for you. After you submit your application, the professional financial advisor will contact you for detailed consultation within 1 working day.