How do foreign countries subsidize college students with financial difficulties? In the United States, many famous universities have scholarships and grants funded by enterprises.
Li Yan, a graduate student at the University of Maryland, USA: Some top universities often get financial support from enterprises or some funds. These schools usually set up some special scholarships. For example, students have achieved certain results in high school or undergraduate stage, and their GPA has reached a certain level. At the same time, their families have insufficient annual income. These students are eligible to apply for scholarships. And these enterprises usually establish cooperation with schools. For these outstanding students who have been funded by them, these enterprises will also give priority to these students if their comprehensive quality is better after graduation from university.
In addition, in the United States, college students can also pay for various expenses during their studies by working and applying for student loans.
Li Yan: Many students will have part-time experience. At the University of Maryland, graduate students work an average of 20 hours a week. Basically, he relies on a part-time job for one month, and the basic living expenses should be no problem. If it is a student loan, it is usually not necessary to consider repaying the loan at all during school, and students are required to repay the loan six months to one year after graduation. The interest rate of repayment is also very low, and if students have participated in primary and secondary education at this time and have joined the army or other experience of serving the country, many loans can even be reduced or exempted, and there are also reduction and exemption policies.
Britain: The government has allocated a large sum of money to cut university tuition.
Look at Britain, where tuition is notoriously expensive. How do poor students in Britain go to college?
Hou Ying, British observer of Global Chinese Broadcasting Network: With the increase of overseas students in the past two years, the tuition fees in Britain are on the rise, which makes some students from ordinary families flinch from the high tuition fees and living expenses. In order to solve the cost problem of these poor students, the British government has also indicated that it is studying a solution to partially or fully subsidize college tuition for students from poor families for up to two years.
Under the general situation that the government has drastically cut funding, the competition among international private schools has intensified, and the government has allowed to charge a tuition fee of up to 9,000 pounds, famous British universities are now starting to walk on two legs, charging huge tuition fees, and increasing financial assistance to poor students in order to take the lead in the fierce competition in higher education. Take Cambridge University and Oxford University as examples. They have decided to charge a maximum of 9000 pounds a year from 20 12. In subsidizing poor students, the two universities also have their own unique skills. Cambridge University will provide scholarships for poor students whose family income is less than 25,000 pounds per year, with a maximum of 3,500 pounds per year. In addition, the University of Cambridge has reduced the tuition fee of 6,000 pounds for students from particularly disadvantaged groups. The University of Cambridge also issued a statement stressing that there is a grant scheme to ensure that students from low-income families can come to Cambridge to study, which is not more expensive than other universities in the UK.
According to the data of a British government agency, at present, a university spends an average of 400 pounds a year on a poor student, and from next year, this fee will be required to increase to 900 pounds. Moreover, starting from 20 12, any university that intends to raise its tuition to 6,000 pounds a year must give 15%-30% to help poor students.
Australia: A variety of student loans to help poor students
Looking at Australia in the southern hemisphere, the Australian government has also set up various student loans for college students.
Liu Jue, Australian special correspondent of Global Chinese Broadcasting Network: According to the actual situation, we can see how much tuition fees are admitted to colleges and universities and how much the weekly living expenses will be. There are five different types of student loans. Some include living expenses and tuition fees, some only include tuition fees, and some include printing and using computers at school. Among these five categories, what kind of loans can be applied for, and the relevant regulations are very detailed. But as long as you are admitted to an institution of higher learning and then you are a local citizen or permanent resident, you have the right to apply for a student loan.
It seems not difficult to apply for a student loan in Australia, but how to repay the loan? Will anyone evade repayment?
Liu Jue: There are two ways to repay. If you work in Australia after graduation, the government will automatically deduct some money from you every month to repay the money withheld by the government during your study abroad. If you work in Australia, there is no interest on paying back the money; If you work overseas, you may have to pay interest. There used to be some people who evaded repayment, and the government kept adding interest to their accounts, but it was useless. Now the latest policy is, for example, if you flee to Britain and America, the Australian government has an agreement with Britain and America. If the student works in Britain or the United States, when they work there, part of their money will be remitted directly to the Australian government.