What is the new policy of Zhengzhou provident fund loan in 2023?
Adjust the maximum loan amount 1
1. If the housing provident fund loan is used to purchase the first family home for the first time, the maximum loan amount will be adjusted from 800,000 yuan to 6,543,800 yuan+0,000 yuan under the condition that both the purchaser and the husband and wife meet the housing provident fund loan conditions.
2. Only if the purchaser pays in line with the housing provident fund loan conditions, purchases a second family housing and handles a second family housing provident fund loan, the maximum loan amount will be adjusted from 600,000 yuan to 800,000 yuan. Moreover, the approval standard of housing provident fund loan amount is changed from not exceeding 15 times of the balance of family deposit account to not combining with the balance of family deposit account.
2 Adjustment of loan application conditions
The deposit conditions for applying for housing provident fund loans are adjusted from continuous normal deposit of housing provident fund 12 months or more to continuous normal deposit of housing provident fund for more than 6 months. At the same time, it is still forbidden to accept the application for the third set of housing and the third use of housing provident fund loans.
3 Extraction policy adjustment
Support to solve the housing problem through leasing. If you rent public rental housing, talented apartments, affordable rental housing or other rental housing in this city, you can withdraw the housing provident fund many times through the online platform or offline of Zheng Hao Office during the year. The annual withdrawal amount of single deposit family is 1.8 million yuan, and the annual withdrawal amount of double deposit family is 36 thousand yuan.
The above is the latest policy of Zhengzhou provident fund loan, so you can pay attention to it.