The scope of employee housing provident fund withdrawal: (1) purchase, construction, renovation or overhaul of owner-occupied housing; 1. Purchase refers to the purchase of second-hand houses, commercial houses, affordable housing, public housing and private housing by employees; 2. Construction refers to the construction of self-occupied housing and self-built housing; 3. Transformation refers to the complete demolition of self-occupied houses and the reconstruction of houses through other designs; 4. Overhaul refers to the need to affect or replace some major parts of the house, but it is not necessary to completely dismantle the house (such as large-scale renovation of water supply and drainage works such as walls, columns, beams and plates of the main structure of the house), and (decoration, decoration and other acts cannot be extracted). (two) to repay the principal and interest of housing loans; 1. Withdrawal of housing provident fund after one-time settlement of housing loan: refers to withdrawal of housing provident fund and repayment after housing loan is paid off during the housing loan period; 2. Withdrawal of housing provident fund for repayment of principal and interest of housing loans: refers to entrusting withdrawal of housing provident fund for repayment of housing provident fund loans and withdrawal of housing provident fund for repayment of housing loans of commercial banks during the housing loan period. (3) Retirement, complete loss of working ability, termination of contract and termination of labor relations with the unit; (four) the workers are transferred from the administrative area of this state; (5) If an employee dies or is declared dead during his/her service, his/her successor or legatee may apply for withdrawing the storage balance in the employee housing provident fund account; (6) Persons who have settled abroad (including those who have settled abroad, Hong Kong, Macao and Taiwan); (seven) the employee was sentenced to punishment and terminated the labor relationship with the unit; (eight) suffering from irresistible natural disasters caused by major diseases and serious diseases to withdraw provident fund, five insurance and one gold inquiry, provident fund inquiry. (9) Children from poor families are admitted to universities. If the withdrawal amount of housing provident fund in Dehong Prefecture conforms to the provisions of Item (1) of these Measures, employees and their spouses may withdraw the current balance in the individual housing provident fund account at the same time, and the withdrawal amount reaches 1,000 yuan; The withdrawal amount cannot exceed the actual housing expenditure. (1) The principal borrower and spouse in the housing loan contract can choose to withdraw the housing provident fund monthly or annually to repay the housing loan. The withdrawal amount of monthly repayment of housing loans is the amount of housing provident fund collected last month, and the repayment amount shall not exceed the repayment principal and interest of the loan in the current period; The annual withdrawal amount of housing loans is the principal and interest amount of housing loans that should be repaid in the current year; The repayment amount shall not exceed the balance of the housing loan. (2) The withdrawal amount of prepayment shall not exceed the balance of housing loan. (three) after the loan is settled, the one-time application for withdrawal of housing provident fund shall not exceed the amount of housing loans. In line with the provisions of Items (3), (4), (5), (6) and (7) of these Measures, all the storage balance in the employee's own housing provident fund account can be withdrawn, the employee's individual housing provident fund interest can be paid, and the individual housing provident fund account can be cancelled. In accordance with the provisions of item (eight) of these measures, the total amount of major diseases shall not exceed the actual medical expenses paid by the patient within one year. In accordance with the provisions of item (8) of these measures, if you suffer from irresistible natural disasters, you can withdraw the housing provident fund (excluding decoration expenses) that does not exceed the total cost of housing reconstruction and repair. In line with the provisions of Item (9) of these Measures, children of employees with difficulties in entering school can withdraw their own and their spouses' housing provident fund (marriage certificate is required), and the amount of withdrawal shall not exceed the tuition and fees included in the admission notice of the current year.

Legal objectivity:

"Regulations on the Management of Housing Provident Fund" Article 24 Employees may withdraw the balance of the housing provident fund account under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.