1, Ping An Pratt & Whitney, this platform has an I loan. Generally speaking, all applications are I loans, and any E loans can be ignored. The maximum amount of I loan is 30 thousand, and the amount applied by everyone is different. Sometimes there are thousands of applications from white families. This is a qualification decision, but the platform is definitely large.
2, Kung Fu loan, this requires a credit card or provident fund to meet the application conditions. The platform will read the credit information, but the corresponding rate is also low, and there is an old hole in the online lending platform.
3, card loans, large amounts, a small amount of money on the online lending platform is credited to the credit card. Since it is a credit card, you need a card to apply for this platform. The card is still half a year, and the platform will read the credit. This platform also has loans from you and me. If you want to know, you can go and see for yourself.
4, money station, platform to your credit card, to your email bill, to your online banking, not on a large credit platform.
5,565,438+0 personal loan, with a large amount. Evergreen in the online lending platform has been lending steadily and continuously, and the amount is also very large.
Current situation of online lending:
1, the ability of online loans to solve the financing difficulties of SMEs is still very limited, and there are also some problems in their own development. However, the rise of online loans based on e-commerce is bringing about changes in credit concepts and models, which will provide the possibility for China to build a multi-level financing platform, which is the key to solve the financing difficulties of small and medium-sized enterprises.
2. Recently, the "20 12 China Monetary Policy Implementation Report for the Second Quarter" issued by the central bank put "steady growth" in a more prominent position. The report pointed out that in the next stage, we will grasp the general tone of "striving for progress while maintaining stability" and put "steady growth" in a more important position, which is obviously different from the statement in the first quarter monetary policy implementation report. There are many indications that ensuring economic stability will be the mainstream of macro-economy in the future, which is undoubtedly good news for financial markets, especially interbank lending markets.
In recent years, the problem of small and medium-sized enterprises' difficulty in obtaining loans has attracted more and more attention from the whole society. Although the country has further liberalized the lending market, the lending market is still tense and it is still difficult for small and medium-sized enterprises to obtain credit. The annual survey in the first half of the year shows that with the macroeconomic stabilization, the borrowing capacity of enterprises continues to improve, and the objective financing needs of enterprises are expanding.