have no use for
Credit loans do not require face-to-face signing. Credit loans do not need guarantees and mortgages, and the loan amount is generally not high, so it is usually not necessary to apply for credit loans in person. Users apply for credit loans through online channels, so they generally apply online and review online. When applying for credit loans through offline channels, face-to-face interviews will be conducted during the review.
What happened when the online loan was approved and said that it was necessary to sign offline?
The online loan passed the examination and approval, saying that it was necessary to sign offline. This is because the loan needs to be signed offline, so there will be offline signing steps. Online loans automatically sign electronic loan contracts, and users do not need to sign offline. Generally speaking, the loan that needs to be signed offline is not an online loan, and there is no offline signing step for online loans.
Of course, the user has passed the online audit. When running a face-to-face signing, as long as you answer the questions carefully, you can basically sign a loan contract through face-to-face signing.
The credit card of China Everbright Bank said that I passed the first trial and needed to go to the counter to sign it. What happened?
The credit card of China Everbright Bank said that I passed the first trial and needed to go to the counter to sign it. What happened?
Face-to-face interview means that the bank first calls me to go to the bank for final review, brings personal materials such as ID card and unit income certificate to the bank counter, and then opens the card, which can be used quickly in a short time.
The credit card of China Everbright Bank passed the preliminary examination, but it was not received. What happened when the bank called for an interview?
Online credit card application needs a face-to-face interview to determine whether I will handle it. Just take your ID card to the next card bank and answer the company name and address according to the application materials.
Many people were rejected after the interview. If you have already obtained the certificate and go to the interview, the chances of success are much greater. If you don't receive the card, it means that you have to go through a second review before you can count the card.
What materials do I need to prepare for the credit card signing at the counter of China Everbright Bank?
Copy of ID card, work certificate and certification materials.
Extended reading
Matters needing attention in handling credit cards
Fill in personal guarantee information.
The applicant and the guarantee unit must affix the official seal of the unit.
The guarantor must be at least 25 years old, and the guarantor must have a valid personal identification and a stable source of income.
Husband and wife cannot vouch for each other.
Copies of the applicant's and guarantor's ID cards must be posted in the "valid certificate office" of the application form.
The applicant and the guarantor must sign the application form of unit guarantee.
The credit card of China Everbright Bank has passed the preliminary examination and face-to-face signing. What is the final refusal? What was the final rejection of Everbright Bank's credit card?
The credit investigation failed. This is generally the reason, and the specific reason will not be shown. It's all audited by machines.
Background information:
1. Credit card application conditions:
1, age18;
2. Hold a valid ID card;
3. No bad credit record.
2. Applicants who have applied for credit cards or bank loans before should know whether they are overdue. The longer the overdue time, the higher the overdue amount. If the arrears are still not paid off, they will be rejected. Not only that, the bank will also urge the applicant to pay off the money through various means of collection.
Third, there is another situation where the monthly salary of the unit is paid in cash. If the salary is paid in cash and the bank can't verify the monthly income, it will think that the applicant has no repayment ability and is easily rejected.
I applied for the credit card of China Everbright Bank online. Today, I received a message saying that I would go to the counter for a face-to-face interview. Can this pass? -Credit card theory
Basically, you can pass. Face-to-face signing means that I take my ID card to the counter to sign it. To put it bluntly, I just want to see if I am myself. You don't usually ask questions. If asked, the answer must be consistent with the information filled in.
I applied for the credit card of China Everbright Bank online. I received a message today saying that I would go to the counter for a face-to-face interview. Can this pass?
After passing the preliminary examination, you have to go to the bank for an interview. Fill out the form during the interview. After you fill it out, the bank will conduct a second trial. Only after the second trial can you know the result. I will give you a face-to-face interview if I can.
Usually not sad,
As long as the applicant's identity information is true,
Generally can pass,
Don't worry too much.
My credit card of China Everbright Bank has been handed over to the counter for signature. Is there any other way?
Shi Sheng Tiangang Technology Co., Ltd. is a professional POS machine that sells credit cards for credit processing!
Second, remove the hazards of POS machines:
The second cleaning machine refers to the pos machine after the second liquidation. The funds used by merchants to swipe their cards are not directly cleared to their bank cards through UnionPay or institutions with acquiring qualification (obtaining payment licenses issued by the central bank), but are cleared to other people's accounts and then remitted to their bank cards. In order to avoid the blow of law enforcement departments, some Qing Er POS machines can only be used for 1-2 months, and they will stop working within 3 months at most, which will cause great losses to users! In case there is something wrong with the money, think about where to cry first.
Everbright Bank's credit card passed the preliminary examination and asked me to go to the bank for an interview. What would I ask?
Don't ask anything. I should give you a card and activate it on the spot.
The loan bank notice has been approved, so why go to the bank to sign it?
The function of the front signature is to confirm that it is me and get approval. Now the quota is approved, signed and confirmed, and the loan is ready. So you must sign, or you won't get the money.
Both parties shall go through relevant formalities: the bank informs the loan applicant that after the loan is approved, it is necessary to open an account in the bank, get a debit card and sign a loan contract. At the same time, handle mortgage, guarantee, pledge, insurance and other related guarantee procedures.
When signing a loan contract and handling the guarantee formalities, you must know the detailed rules in the contract in detail and make clear your rights and obligations so as to avoid unnecessary misunderstanding.
Bank loan: After all the loan procedures are completed, the bank will transfer the loan funds to the account of the real estate developer, and the loan relationship will be established, and the lender will repay the loan according to the regulations.
Country A lends money to country B; Banks and other institutions lend money to departments or individuals in need. Generally, interest is stipulated and repaid regularly.
2.？ Money lent by country A to country B; Money lent by banks and other institutions to departments or individuals in need of money.
Extended data:
Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Generally, you need a guarantee, a house mortgage, proof of income and good personal credit information before you can apply.
The main profit source of commercial banks is credit loans, because banks face many risks in this financial activity, such as profit risk, credit risk, liquidity risk and so on.
Therefore, from 65438 to 0995, the People's Bank of China promulgated the Law on Commercial Banks. The loan activities of commercial banks are instructive and binding.
With the development of financial securitization, banks have changed from seller's market to buyer's market. Therefore, it is the main competition for commercial banks to compete for customers with strong strength, high credit and strong repayment ability.
When exploring the credit marketing market, investigators accept the application of lenders and evaluate their credit according to their information. At the same time, investigate the legality, safety and profitability of the loan, measure the loan risk and submit an analysis report.
The examiner shall review and evaluate the qualifications of the lender according to the report of the investigator, re-examine the loan risk, put forward opinions, and report to the superior for approval according to the prescribed authority.
After the loan is approved, negotiate the loan quantity, term and interest rate with the lender, sign the loan contract, and then issue the loan instruction.