Now people over the age of 30 borrow money to buy a car. Because they have worked for 10 years, they almost have savings to buy a car. People in their twenties are actually car slaves, and they have to pay back their loans every month, just like buying a house. According to your idea, one in China 10 can't afford a house. Therefore, in order to stimulate the economy, the state requires banks to provide loan services, and buying a car is just like buying a house. .

For example, if you buy a car with a price of 65,438+10,000 yuan, you will pay a down payment of 20,000 yuan. After the remaining 80 thousand yuan, you can divide the repayment amount according to your salary ratio or other ratios every month, and you can make up the money in a few years. . .