If you choose the guarantee center to provide guarantee, you should submit all the materials required for personal loan application, including personal and spouse's ID card, household registration book, marriage certificate, divorce certificate, proof of down payment for house purchase, house purchase contract, proof of housing provident fund deposit, etc.

1, submit information

When the borrower applies for a provident fund loan from the management department of the provident fund management center that has paid the provident fund, and chooses the guarantee center to provide the guarantee, it shall submit all the materials required by the individual to apply for the loan, including ID card, household registration book, marriage certificate, divorce certificate, proof of down payment for house purchase, house purchase contract, proof of housing provident fund deposit, etc.

2, the audit notice

After the loan application is approved in the first instance, the management department will issue the Notice of Review of Guarantee Application, print the Loan Contract, Mortgage (Counter-guarantee) Contract and other relevant legal documents, and submit all personal loan information to the guarantee center.

Step 3 agree

The guarantee center shall review the guarantee application, and if the borrower meets the guarantee conditions, the guarantee center shall issue an approval letter for the guarantee application; If the borrower entrusts an intermediary agency to handle the provident fund loan, the intermediary agency shall be responsible for handling the guarantee application procedures and collecting the guarantee service fee. (Note: The agency must have the qualification certification of Beijing Housing Provident Fund Management Center and sign a cooperation agreement with the guarantee center. )

Step 4 pay

The borrower shall pay the guarantee service fee according to the approved Letter of Approval for Guarantee Application. The guarantee center shall issue an invoice for the guarantee service fee, and affix the official seal of the guarantee center on the approved loan contract, mortgage (counter-guarantee) contract, custody contract and other legal documents.

5, material transfer

The audited personal loan application materials (including the sealed contract) are transferred from the guarantee center to the housing provident fund management department; If an intermediary agency is entrusted, the intermediary agency shall be responsible for the transmission of the above information.

Step 6 sign a contract

The housing provident fund management department shall urge and guide the loan applicants to sign loan contracts, mortgage (counter-guarantee) contracts and other relevant legal documents.