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20 19 benchmark interest rate
20 19 The benchmark interest rate of the central bank is as follows:

1, deposit interest rate

① Demand deposit: 0.35%;

(2) lump-sum deposit and withdrawal of time deposits:

Shelf life is three months: 1. 10%.

Deposit term is half a year: 1.30%

The deposit term is one year: 1.50%.

The deposit term is two years: 2. 10%.

Term of deposit: 3 years: 2.75%

2. Loan interest rate

Loan term within one year (including one year): 4.35%

The loan term is from one year to five years (including five years): 4.75%.

The loan term is more than five years: 4.90%

3. Interest rate of provident fund loans

The loan term is less than five years (including five years): 2.75%.

The loan term is more than five years: 3.25%

Response time: July 29th, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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