Now, in order to let students from poor families go to college, the state has set up a student-origin loan policy.

This policy is very good. What's so good about it? (At least in the following three aspects): ① It will not be profitable. In other words, how much you borrow now will basically be paid back later. ② Sufficient repayment time. It's ok to graduate from college, with little pressure. ③ Safe and reliable. This is a national policy, so safety and reliability are self-evident. If the family burden is relatively large, it is recommended to apply for a student loan from the local student source. It's not shameful at all. Many people around me have applied.

Other types of loans have more disadvantages: on the one hand, some students who really need loans can't get loans, and some are even cheated, unable to pay their debts every day, which has caused great psychological pressure, even; On the other hand, the consumption of student loans that should not get loans has brought great economic burden to families.

What are the advantages and disadvantages of applying for a university loan?

The main advantages of applying for a student loan are. It's okay, it's been a long time.

3. What are the advantages and disadvantages of prepayment after ICBC loan?

If the funds are sufficient, it is more appropriate to repay in advance, but if the funds are tight, don't pay all of them for the time being. Repay in full or in part according to the actual situation.

But now the bank may refuse your prepayment request, and your interest rate is very high. If you look at the contract carefully, you should apply to the bank in writing for early repayment.

Fourth, the advantages and disadvantages of loans.

Benefits will not occupy too much money, and you can use your own money to make other investments; The disadvantage is that you have to keep paying back and bear more interest.