1, buy self-occupied housing with its own property rights in Qingdao; 2. Repay the loan principal and interest for purchasing self-owned housing; 3, extraction of housing provident fund for repayment of housing provident fund loans or portfolio loans in the housing provident fund loan principal and interest; 4. Officially retired; 5, completely lose the ability to work and terminate the labor relationship with the unit; 6 unemployment or termination of labor relations with the unit for more than two years, and the male is over 50 years old and the female is over 45 years old; 7. Dead or declared dead; 8. Go abroad to settle down; 9. Transferring from Qingdao and setting up a personal account of housing provident fund in a new place of work (or through the transfer of housing provident fund in different places) 10. Employees and units with non-Qingdao household registration terminate their labor relations or their household registration moves out of the administrative area of Qingdao and leaves the city; 1 1. There is no self-owned house for rent in Qingdao, and the rent exceeds 15% of the salary income of the lineal blood relatives of the same household. 12, to enjoy the minimum living guarantee for urban residents, you need to pay rent or property management fee.

Legal basis:

"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.