1. Borrower: China white-collar worker. ?
2. Subject age: 18 years old, a natural person with full capacity for civil conduct, who has not retired after the credit expires. The actual age is no more than 55 years old for women and no more than 60 years old for men.
3. Living conditions: there is a fixed residence, permanent residence or valid residence certificate at the lender's location.
4. Wage income: Have a stable occupation and high economic income, and have the ability to repay the loan principal and interest on schedule.
5, of course, it is an asset requirement: there must be commercial housing.
6. Working years: working years are more than 2 years or actual age is more than 25 years old.
7. Credit requirements: In principle, customers with bad credit records are not allowed to handle white-collar business.
Extended information on loan conditions in Bank of Ningbo
1, personal credit application.
2. Valid identification of myself and my spouse.
3. Proof of loan use.
4. Marriage certificate (unmarried person provides unmarried certificate or single certificate) and household registration book.
5. Personal property certificate: real estate license, automobile driving license, etc.
6. Letter of Commitment for Repayment of Spouses of Married Customers.
Baidu Encyclopedia-Bank of Ningbo White Collar Tong