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Do you need an interview to apply for a personal loan from the bank?
If you apply for a loan through China Merchants Bank, it depends on the loan type. If you are already a user of China Merchants Bank and downloaded the mobile banking app of China Merchants Bank, and the loan amount is less than 50,000 yuan, you can try to log in to the mobile banking "My-All-Loan-I want to borrow money".

Or borrow money by credit card; Log in to Pocket Life, click the card finance-petty cash-apply now below, and try to apply for petty cash here according to the audit results.

No face-to-face sign is required for the above.