It is not good for your credit record at the meeting. I suggest you try not to expire.

Second, what will happen if the car loan is overdue for two months?

Car loan overdue for two months is a serious overdue behavior, which generally has the following consequences:

1, influence

Bank collection is generally more formal, and the most serious consequence is that it will affect credit. In the future, it will be very difficult to borrow money to buy a house, buy a car and apply for a credit card. We can only seek the help of private loans, so the interest will be much higher.

2. Late payment fee

Because loans overdue is illegal to calculate fines, the specific amount of fines varies from bank to bank. Probably in the longest time, the more borrowers have to pay back.

Generally, the overdue time is more than half a year to more than one year, which may be frozen by the bank. On the day of the court session, regardless of whether the borrower goes to court, the car originally mortgaged by the borrower to the bank will be auctioned, and the proceeds from the auction of collateral will be used for repayment.

If it is really overdue for two months, how to solve it?

1. Take the initiative to contact, actively handle and repay immediately. It has something to do with your own credit information. Once overdue, you should actively contact the bank and don't be afraid of trouble.

2. Pay back the overdue money first. If it is really unable to repay, it shall negotiate with the loan copying agency to extend the repayment period or repay it in installments.

3. Understand the "time tolerance" of the lending bank, the buffer period of the bank's repayment to the cardholder and one

4. If it is overdue for objective reasons, take the initiative to go to the bank to complain and report, such as the third party withholding lost property or the bank's reasons, even if the overdue record has been saved.

5. Overdue records in the past 24 months. Personal bad credit records will only be kept for 5 years after you pay off your debts.

What if the overdue car is towed away?

1, select alarm and police mediation.

2. Bring a civil lawsuit and demand the return of the original things at the location of the other company.

As for the towing fee and additional loan, if there is no agreement in the contract, it is not necessary to pay, and the other party may be required to bear personal losses during towing. If it is a car, it needs to be returned in addition to timely repayment.

3. Will loans overdue's repayment affect personal credit?

The repayment of loans overdue will be recorded in the credit record. Your one-week overdue payment has no effect on loan and credit card processing.

Personal car loans are overdue for no more than 3 times or no more than 90 days, which does not affect personal credit cards. If it is overdue regularly, it will affect your personal credit record.

When the bank approves the loan, it will access your personal credit record. So it will have a negative impact on your subsequent loan. Moreover, if the overdue period is too long, the bank will even refuse to give you a loan.

Extended data:

Personal car loans overdue repayment, the consequences are:

1. If the repayment is overdue for more than three times, there will generally be a bad credit record.

2, the situation is not very serious, you can go to the bank (or other financial institutions) to explain the reasons and submit an application, and you can barely apply for a loan or credit card.

3. If there are too many overdue times, it is obviously not approved to apply for a loan or credit card. Ordinary banks (or other financial institutions) will consider whether an individual's credit record in the past five years is good or not.

4. Will Dongfeng car loan be granted at the meeting if it is overdue for two days?

Car loan overdue for 2 days, no credit. Different banks or lending institutions may have different regulations, but basically they will stipulate in the loan contract that if the loan has not been repaid for more than three months and the overdue nature is bad, it will be forced to auction. At the same time, other assets under the name may also be frozen for disposal. It can be seen that car loans overdue for more than three months may be collected.

The overdue car loan bank has a three-day grace period for repayment. As long as the owner repays within this repayment grace period, the bank will not charge the owner a late fee or his personal credit record is overdue. However, some banks directly regard the unsuccessful deduction on the same day as the overdue repayment of the owner, and directly register the overdue records in the owner's personal credit information system. Therefore, the car mainly contacts the bank staff for feedback in time and pays the repayment amount on the same day. So as not to affect personal credit information.

Car owners should also pay attention to overdue behavior and try to ensure that the loan can be paid off on the day of deduction, so as not to cause overdue and adversely affect personal credit information. Otherwise, the consequences will be more serious, which may lead to the owner being unable to apply for other loans or credit cards.