Yes, commercial loans can be converted into provident fund loans. The borrower should meet the following 7 conditions at the same time:

Meet the application conditions for housing provident fund loans in this city;

Borrow The person must be the borrower or spouse of the original housing loan (must be the buyer);

The original commercial home purchase loan has not been settled and the bank agrees to the borrower to settle the loan in advance;

The original commercial house purchase loan has been repaid for more than one year (inclusive), the credit record is good, and there is no overdue loan balance; the property purchased has obtained the house ownership certificate issued by the local real estate registration department, and is a steel-concrete structure; the property purchased can be set up Commercial loans with fixed mortgage rights can be converted into provident fund loans;

If you have not applied for a housing provident fund loan.

Documents required for converting commercial loan to provident fund loan (all documents must be original):

Original house purchase contract;

House purchase invoice issued by the tax department Originals;

Originals of "House Ownership Certificate" and "Land Certificate";

Original ID cards of both spouses (more than one year from expiration date);

Original marriage certificate or original single certificate (the single certificate is stamped with the official administrative seal of the unit);

Original household register;

Original bank settlement certificate and repayment voucher;