Question 2: Which is better, rural credit cooperatives or industrial and commercial banks, each with its own advantages and disadvantages:
Advantages of credit cooperatives: the outlets are all over urban and rural areas, and it is convenient to handle various businesses. Serving individuals such as agriculture, rural areas and farmers is simple and convenient.
Disadvantages: E-banking needs further development.
Advantages of ICBC: its outlets are concentrated in large, medium and small cities, and its clients are mainly enterprises, institutions and urban residents.
Disadvantages: less points.
Question 3: Which is better, Industrial and Commercial Bank of China or Rural Credit Cooperatives? Industrial and commercial bank of China and rural credit cooperatives are both good, but ICBC has many outlets, which makes it more convenient to handle business.
Question 4: What's the difference between rural credit cooperatives and ICBC? The difference is that rural credit cooperatives are policy banks, industrial and commercial banks are commercial banks, and commercial banks focus on commercial interests.
Question 5: Where do rural credit cooperatives and industrial and commercial banks work well? Industrial and Commercial Bank of China and rural credit cooperatives are both quite good, but ICBC has many outlets, which makes it more convenient to handle business.
Question 6: Which is better, credit union, ICBC or rural credit cooperative? ICBC has a unified national interest rate, while credit cooperatives can raise interest rates themselves, so the interest rate of general credit cooperatives is high. I hope I can help you.
Question 7: Which interest rate is higher in rural credit cooperatives of ICBC than in rural banks? What is their interest rate? Industrial and Commercial Bank of China, agricultural sub-branches and rural credit cooperatives have the highest annual deposit interest rates.
1. The latest annual deposit interest rate implemented by Agricultural Bank is shown in the following figure:
2. The latest annual deposit interest rate of ICBC is shown in the following figure:
3. The latest annual deposit interest rate of rural credit cards in Guizhou:
Question 8: Which bank is the best for saving money? Is China Industrial and Commercial Bank the best? Five big banks. I like CCB, and our CCB service here is very good.
Question 9: Choose ICBC or Credit Union? Choose ICBC. I have been a credit union myself for two years. To be honest, there is a big gap in my heart. I can't say that we are all experiments of reform. In this environment, working ability cannot be improved. Credit cooperatives are family-owned enterprises. It's hard for you to get along here without background. In short, the gap in treatment is very unfair. I suggest you consider it carefully.
Question 10: Is it better to work in ICBC or a credit union? 10 division of labor and credit cooperatives have their own advantages and disadvantages, so it should be good for office workers to go anywhere.
First, personal development space, choose ICBC. At present, credit cooperatives are local joint-stock cooperative financial institutions, subject to geographical restrictions, while ICBC used to be an independent state-owned financial institution, and now it is a state-controlled listed joint-stock company. It can be said that the sky is high and the future is boundless. On the other hand, at present, credit cooperatives are employing people, and there are very few people with bachelor degree or above. If you have a high degree, you might as well work in a credit union, and you will soon be able to take a leadership position, but the unhealthy tendencies in the credit union are also quite serious.
Second, the main source of funds for credit cooperatives is citizens (former farmers) to buy shares and absorb deposits from units and individuals. Their main business is deposits and loans, with little intermediate business. Their functions are equivalent to those of formal financial institutions, so the state gives them the right to operate independently. Imagine that it is quite difficult to cultivate yourself into a more orthodox, comprehensive and high-quality financial worker in the unit, so ICBC is the first choice in the long run.
Good luck!