Formal enterprise: business license, legal representative, tax registration, organization code certificate,
2. Mortgage and mortgage loan have different requirements.
3. The requirements of banks for borrowers are as follows.
For example, there is no salary;
Application conditions:
1, with China nationality (excluding Hong Kong, Macao and Taiwan residents)
2. The monthly income of punching cards is not less than 2,000 yuan, and he works and lives locally.
3. The employees who are officially registered in the current unit have worked together for half a year.
4, white households can operate and must pay more than 3000 yuan (social security and provident fund must be the same).
Preparation materials:
1, ID card (second generation)
2. Work permit, work permit, social security card and provident fund card.
3. Personal flow in the past six months (/kloc-valid within 0/0 days)
4. Address certificate (such as lease contract)+1 month water and electricity bill.
5. House book or purchase contract (if there is a house)
6. Proof of income
7. Credit report
Process: 1, prepare the above materials (at least 3 points) to sign the contract.
2. Submit it to the bank for review.
3. Loans