If you ask the loan company for help, you will save some interest, because they can help you find the bank with the lowest interest rate, but there will be a certain service fee. If you choose this kind of company, you must go to the company to see if you have signed a formal service agreement. Not all those who charge first are liars, because, for example, unsecured loans are directly credited to your account, and if they are charged later, there will be risks.
If you choose the products of a financial company, try to find a bigger company. When signing a contract, you should read the terms such as the quota, interest rate and repayment method in detail to avoid problems in the future.