If there is no bank running water, you can apply for a loan to buy a house in the following ways:

1. For married people, if one party's tap water does not meet the requirements, tap water can be provided for both husband and wife, and as long as both husband and wife meet the requirements, they can also apply for loans.

2. Different banks have different regulations. Some banks can use provident fund deposit certificates or personal tax payment certificates instead of bank running water, and borrowers can apply for loans from another bank.

3. The borrower can also provide a guarantor or guarantee institution recognized by the bank to apply for a loan to buy a house.

Second, how to make a mortgage without bank running water?

When applying for a personal loan, the loan bank will comprehensively refer to your credit record and repayment record. If you are going to apply for a personal housing loan in China Merchants Bank, whether the approval can be passed is based on the comprehensive evaluation of the business type, personal solvency, credit status and other factors you apply for, and can only be determined after the approval of the handling outlets. I suggest you provide relevant application materials and contact the personal loan department of the local China Merchants Bank outlet for further verification.

Third, buy affordable housing depends on running water?

Yes, housing is for low-income people.

Buying a house with a loan requires the bank flow of both husband and wife. However, if the bank flow provided by one party can meet the requirements of the bank and show sufficient repayment ability, only one party can provide the bank flow.

Usually, if both husband and wife have jobs, banks often ask both husband and wife to provide bank running bills and income certificates; If one party has no job, the unemployed party does not need to provide bank running water.

Fourth, how can I borrow money to buy a house without bank running water?

If you have no running water in the bank, you can apply for a loan to buy a house in the following ways: 1. For married people, if one party's running water does not meet the requirements, it can provide running water for both husband and wife, and as long as both husband and wife meet the requirements, they can apply for loans. 2. Different banks have different regulations. Some banks can use provident fund deposit certificates or personal tax payment certificates instead of bank running water, and borrowers can apply for loans from another bank. 3. The borrower can also provide a guarantor or guarantee institution recognized by the bank to apply for a loan to buy a house.