The so-called bank flow is a detailed record of all the income and expenses in your bank account over a period of time. The running water of the bank can prove our income to the bank. In fact, in addition to wage income, there are deposits, transfers, renewal of insurance, labor income and so on. The fixed date of each month can be regarded as a personal bank flow. It should be noted that transferring one's account to one's own account cannot be counted as bank flow.

The method of bank flow printing:

1. bank counter: customers can bring their valid personal identity documents and bank cards to the counter of the nearby card-issuing bank for printing. When you arrive at a bank outlet, you need to queue up to get the number. When it's your turn, explain that you have to print the bank running bill, explain the month of the bill, and the staff will print it for you.

2. Self-service machine: bring the bank card to the issuing bank's business outlets for self-service inquiry and printing. The specific steps are as follows: self-service machine card insertion-input password-history details-input query and print date-print.

3. Online banking: log in to the personal online banking of the issuing bank to open the personal account bill, select the period for inquiring the bill, export the bill details and save the document, and then print it by the printer.

Four. Matters needing attention in printing running bill

1, some banks only provide outlets for counter printing;

2. Generally speaking, the journal is printed free of charge within 6 months, and a certain fee will be charged if it exceeds;

3. The bank memo needs the official seal of the bank to be valid, otherwise it can only be viewed and has no effect.

Why should the loan print the bank flow? Because when the bank examines our loan application, it depends on the lender's two conditions: repayment ability and repayment willingness. The running water in the bank is proof of your repayment ability. Banks generally refer to the amount of running water to decide how much to lend. Generally speaking, the total monthly repayment of borrowers should not exceed half of their total monthly income, and some banks even require that it should not exceed one third.

By combining your income certificate with the running water of the bank, you can see a more comprehensive and real you and prevent false income certificates. In addition, for borrowers, the continuous and stable bank income flow can greatly add points.