1. Apply for a portfolio loan.

2. Loan survey

3. The housing provident fund management department and the bank credit department respectively review and approve the provident fund loans and commercial loans;

3. Sign a loan contract;

4, mortgage, guarantee and other procedures;

5. issue loans;

6. Data archiving;

7. Close the account and cancel the mortgage and pledge.

II. Materials to be prepared for handling bank loans:

1, valid ID;

2. Proof of permanent residence or valid residence, and proof of fixed residence;

3. Proof of marital status;

4. Bank flow; ?

5. Proof of income or personal assets; ?

6. Credit report; ?

7. Loan use plan or statement.

Extended data:

Individual housing revolving loan is not only applicable to borrowers who apply for individual housing loans from Agricultural Bank for the first time (including borrowers who apply for non-transactional refinancing), but also applicable to borrowers who have applied for individual housing loans from Agricultural Bank.

Housing purchased with the first personal housing loan as collateral; When the borrower applies for a revolving loan, the collateral can be an auction house or an existing house; Only under the condition that the collateral is an existing house that has completed the real estate title certificate and the maximum mortgage registration, can the second application be made within the maximum loan amount.

Agricultural Bank of China-Personal Housing Revolving Loan

Baidu Encyclopedia-Secondary Mortgage