After some people apply for bank loans, if the overdue phenomenon is very serious, the bank is likely to cancel the loans. At this time, your loan may not be reflected in the bad debt list. Many people may think that there is no need to repay at this time, but this is not the case. Any loan in the bank needs to be repaid, no matter how long it takes, no matter how long it is overdue.

Second, will the bank still accept the money?

Even if your loan is cancelled, in this case, the bank will continue to collect it, which is crazy. At this time, if you don't pay off your debts in time, it will have a very serious impact on your life, so even if it is written off, you should pay off your debts in time.

Third, what is the impact on yourself?

If the loan you handle in the bank really reaches the stage of write-off, the impact at this time will be very serious. First of all, your credit history will completely collapse, and it is almost impossible to apply for a loan in any bank. In addition, your assets may be auctioned and may go bankrupt. On the other hand, your consumption in all aspects will be limited. First of all, your credit card will definitely be frozen.