I don't know what kind of loan you have.

People will be enforced.

If it is a mortgage, sell it.

If it is the property of a credit loan, other properties except daily necessities will be enforced. Even be investigated for criminal responsibility for financial crimes.

Second, what will happen if the loan is50,000 yuan?

If you borrow money from the bank, the bank will have a record, and it will be difficult to borrow again next time; Needless to say, if someone borrows money, someone will collect it. Quote a netizen's similar answer: if an individual is generally a guarantee or mortgage loan, the bank will auction the collateral and recover from the guarantor. If it is a limited liability company, the legal person makes limited repayment or applies for bankruptcy within the scope of capital injection.

If the registered capital of your company is 6,543,800 yuan, you happen to be a sole proprietorship. If the company has no assets to repay, you should use your family property to repay it. No matter how much money you have personally, it is limited to 6.5438+0 million yuan, and the excess will not be repaid. Unless there is evidence that you transferred the company assets to your personal account. Applying for bankruptcy liquidation can exempt some debts, but there are restrictions on the legal representative to hold the same post in the future. Please refer to relevant laws and regulations for details. I can't remember clearly.

At present, the personal responsibility system of bank lending is general. Lenders who lend money to you and can't get it back are very troublesome. They will try their best to seal up the property under your name to repay the loan, and they will also personally trace it and find ways to make money.

I owe a credit loan of 50,000 yuan, and there will be no consequences.

You can apply to the bank for a loan extension. If you don't pay back for a long time, it will also affect your personal credit.

1. The liquidated damages are generally the minimum repayment amount, that is, 5% of the unpaid part.

2, the interest rate is high, and it is rolling interest. When there are many debts, the interest rate is scary.

3. Overdue will tarnish the credit record, resulting in the inability to handle financial needs such as buying a house and lending in the next two years.

4. The overdue payment is more than 3 months, and the amount exceeds 1 000 yuan, and the bank has repeatedly failed to make dunning. At that time, you will not only pay back the money, but also bear criminal responsibility.

Extended materials:

When a credit card (debit card) holder chooses the minimum repayment method or uses a card that exceeds the credit limit approved by the issuing bank, he will no longer enjoy the interest-free repayment period, and will pay overdraft interest calculated at the prescribed interest rate for the unpaid part from the bank bookkeeping date.

Generally speaking, every bank will charge a certain interest for overdue repayment, which is different from each bank, and is generally five ten thousandths of the interest. However, the value date should be calculated from the date of consumption, not from the day after the last repayment date.

Source of reference: Baidu Encyclopedia-Credit Loan