Personal loan information can be inquired in the following ways: through the loan bank; Inquire through the central bank's credit information system; Inquire through the civil credit information system. Inquire about the bank outlets where you have applied for loans through the loan bank, and ask the staff to help print the list of repayment records. In the daily account, you can see your repayment records for each period. Inquire through the central bank credit information system. You can go to the local central bank's credit information management center to inquire about personal loan records, or you can inquire about personal loan records through the central bank's credit information center official website. The method of online inquiry is as follows: Open the browser of iPhone 4. 1 Baidu 12.23.5. 10, enter the credit information center official website, and click to enter the Internet personal information service platform "; 2. Click "Start Now" in the platform and complete the registration after entering the page; 3. After logging into the account, you can apply for personal loan records. Inquiring about the personal credit information system through the personal credit information system also records personal loan information. Supplementary information: Personal loan, also known as retail loan business, has become an important loan business after decades of development. Personal loan refers to the loan issued by the lender to the borrower for the purchase of owner-occupied housing and the repair and construction of owner-occupied housing (excluding export housing) by urban residents. When a lender issues a personal housing loan, the borrower must provide a guarantee. If the borrower fails to repay the principal and interest of the loan at maturity, the lender has the right to dispose of its collateral or pledge according to law, or the guarantor shall be jointly and severally liable for repaying the principal and interest. Personal loans include personal housing loans, personal housing provident fund loans, personal car loans, personal study abroad loans, personal comprehensive consumption loans, personal production and operation loans, personal credit loans, personal certificates of deposit (government bonds) and so on. There are two repayment methods, equal principal and interest repayment and equal principal repayment. Personal loans refer to local and foreign currency loans provided by lenders (general commercial banks) to consumers or families for personal consumption, production and operation. , and agreed to loan interest, agreed to repay the principal and interest on schedule, for the purchase of owner-occupied housing, consumption or small investment business. Personal loans provided by banks are different. "

Where can I find a personal loan?

There are some mortgage-free loans in the local area, and the procedures are much faster and simpler than those of banks. It's not private and needs high interest. My friend is in the financial industry, and there are many channels to help you, which is much more convenient than looking for a bank. Besides, not everyone can go to the bank for a loan. Banks are very demanding, and many people can't meet the requirements and don't know where to find them. Please contact QQ 660 if necessary.

3. Can housing loans be deducted from personal income tax?

The mortgage can be deducted from the Interim Measures for Special Additional Deductions of Personal Income Tax, which adds six special additional deductions such as children's education, continuing education, housing loan interest, housing rent, support for the elderly and serious illness medical care. Although the mortgage interest expense is also included, whether the loan interest can be deducted from the tax depends on the multiple conditions set by the Measures.

1, identification criteria: it must be the interest expense of the first home loan, including commercial loans and provident fund loans, which cannot be enjoyed;

2. Deduction period: the deduction period starts from the month of repayment agreed in the loan contract and ends more than 240 months after the loan is fully paid off.

3. Deduction standard: RMB 1 1,000 per month, which can be deducted according to the proportion of the main lender 1 1,000%, or half of the deduction can be made by both husband and wife, and each person can deduct 50%.

How to deduct personal income tax from mortgage?

Step one:

After the introduction of the new tax policy, State Taxation Administration of The People's Republic of China has also introduced a brand-new personal income tax system. You can declare it directly in the mobile APP.

Step two:

Download first needs to complete identity registration. After registration, you can click "housing loan interest" on the APP homepage.

Step 3:

After clicking "housing loan interest", a prompt page will pop up directly, prompting you to prepare relevant supporting materials. After understanding clearly, click "Enter to fill in the form".

Step 4:

After "Enter Fill", confirm your email address and contact address, and then click "Next".

Step five:

Fill in the relevant information of housing loan, such as which stage is waiting to start, where is the housing address, etc. , and fill in one step. "

Step 6:

The step of filling in spouse can be skipped.

Step 7

Choose your own "deduction ratio", which is generally 100% for yourself and 50% for your spouse.

Step 8:

After selecting "Deduction Proportion", you need to choose how to declare the deduction, either through the withholding agent or by yourself every year. Generally, you can choose to declare through the withholding agent, that is, the unit will declare and withhold on your behalf.

Step 9:

After selecting "withholding agent declaration", choose to join the company, and finally click "Submit".

Of course, you can also directly bring relevant documents to the nearby tax service hall to find corporate finance personnel.