Investment and financial management expenses
1. Recharge fee (charged by third-party platform)
Free of charge, temporarily paid by the credit company for investors.
2. Withdrawal fee (charged by the third-party platform)
1 Give free cash withdrawal opportunities three times a month, and give free cash withdrawal times in the next month according to the total investment in the current month (next month only). More than the number of free cash withdrawals, each charge 2 yuan.
2 online and offline recharge, no investment or secondary bidding or net bidding for investment, apply for withdrawal within 15 days (including 15 days), and charge according to the withdrawal amount.
3. Interest management fee
Collect 10% of the interest income of the wealth management manager as the interest management fee; Personal income tax is involved, which shall be declared by the financial manager himself.
Remarks: 1. The interest management fee is charged from 20 14 1 1. 1 65438+1month1,no interest management fee is charged for bidding and payment.
4.VIP membership fee
It is free for the time being, and now all users enjoy the principal and interest guarantee service of VIP members.
Net borrowing cost
1. Recharge fee (charged by third-party platform)
Free of charge, temporarily paid by the credit company for investors.
2. Net standard management fee
According to the loan term, the borrower is charged a monthly loan management fee; The net daily standard charges the loan management fee on a daily basis, that is, the loan days of the loan principal.
3. Withdrawal costs
If the online loan is withdrawn within 0/5 days (including 15 days), the withdrawal fee will be charged.
4. Net standard audit fee
Free, automatic system audit.
Matters needing attention
1. If the borrower repays the principal before the net worth target, the principal and interest will be repaid according to the normal standard. In addition, for overdue loans, credit cooperatives will charge a penalty of 4‰ every day.
2. After the net value standard advances the principal, the borrower repays the principal and interest according to the normal standard, and in addition, a penalty interest of 4‰ is charged every day for overdue, and the principal and interest and penalty interest are all charged by Xinhe Loan.
3. The loan audit fee and loan management fee will be deducted once the loan arrives, and will not be refunded.
4. Users who invest and borrow money in this website shall be deemed to accept this charging standard.
5. Credit cooperative loans have the final interpretation right.