Does the subject want to ask "What are the regulatory requirements for provision coverage ratio"? Minimum provision coverage requirements, risk classification and provision requirements.

1. Minimum provision coverage requirement: The regulator will stipulate that banks must maintain a certain minimum provision coverage ratio to ensure that banks have sufficient reserves to cope with losses and risks.

2. Risk classification and provision requirements: Banks need to classify loans and other assets according to risks, and make provision for each risk category according to the regulations of regulatory agencies. High-risk categories require higher provisions.