The handling fees required for automobile mortgage include performance bond, notarization mortgage fee, credit investigation fee, installment handling fee, etc. The process of automobile mortgage is as follows: 1. Customers apply to the bank, fill in the application form in writing and submit relevant materials at the same time; 2. After the application materials submitted by the bank to the borrower are approved, the two parties sign a loan contract and a guarantee contract, and go through the relevant notarization and mortgage registration procedures according to the situation; 3. The loan is approved by the bank, and after all formalities are completed, the bank will directly transfer it to the car dealer's account according to the contract; 4. The borrower shall repay the loan principal and interest according to the repayment plan agreed in the loan contract.

I want to get a loan to buy a car. What is the process and how to charge?

The loan object can be China People's Bank (as far as I know, only this bank has this business). The loan procedure is simple. You only need to provide proof of your income, which generally proves that your income is around 5000 months. Print the details of your bank entry and exit process (in recent months or so). Id card, local hukou, real estate license. The more you prove that you have the financial ability to repay, the better.

Generally, the loan can be made within 3 days.

General loans can be up to 70% of the car. Interest is generally charged in one lump sum, and the cost is about 1 000 per year. If you borrow it for three years, it's 3000. (Interest is generally called handling fee, so it is also called interest-free loan. )

The first is to compare the local market price, bargaining price, naked car price and package price.

Online quotations are generally bare car prices. This is the lowest price. Package prices generally include licensing fees, around 200 yuan, car purchase tax, car 1.6L is 0.5%, generally 50,000 yuan is 2,500 yuan tax. The subsidy is that you need a rural hukou. After you go through the formalities of buying a car, go to the local government to apply for subsidies with your car purchase invoice and ID card account book.

Suggestion: When buying a car, don't ask your friends to help you buy and bargain, because the industry rule is to give kickbacks to people who take you to buy a car, which will only make your price more expensive. You can negotiate the price directly with the manager yourself. Generally, it is an online quotation. If you are looking for relatives to be middlemen to earn kickbacks, you can earn some kickbacks.

When buying a license plate car, the dealer has to increase the price, which means that people want hard work more.

It's much cheaper to buy a naked car. Apply for a license yourself

It's simple.

You can bargain when you buy insurance, and generally you can get a 7.5 discount. It has dropped by 30%.

So buy insurance and don't let anyone help you. Whoever helps you will get a 7.5% discount. The price difference is decreasing by 30%. It is best to choose a big insurance company, such as Ping An.

After completing the car purchase formalities, bring the car purchase invoice and ID card account book to the local government for subsidies.

3. What is the process of SAIC GM's financial loan to buy a car?

Processing flow of SAIC-GM financial loan:

1. Go to the SAIC-GM dealer and choose your favorite model.

2. Sign a car purchase contract.

3. Prepare the application materials for auto loan, and put forward the application for auto loan.

4. Loan review of 4.SAIC General Motors Finance Company.

5. Purchase insurance, handle vehicle registration, mortgage procedures and clinch a deal.

First, you fill in your basic information and the model you want online. 1 days later, General Finance will have a special customer to contact you to check the information and understand your specific loan intention.

They will introduce relevant loan products to you according to your actual situation, and then they will feedback your intention to your local distributor.

They will contact you in about 3 working days and arrange for you to see the car at the store. After that, if you are satisfied with all aspects of the model price, give the loan materials to the dealer and they will help you.

Submit it to the General Finance Headquarters for approval. If it goes well, the results will be available in 3-4 working days. Then the dealer will inform you to sign the contract and pick up the car.

I want to borrow about 50,000 yuan to buy a car. What do you need for the program and what car do you want to buy?

I'll tell you a loan process: 1, and the older and smaller ones may not have loan intermediary services. Choose a car, such as F3, 3, and tell the salesperson that you want to buy a car through a loan. They will ask you how much the down payment is, how long the loan will last, and the higher the interest rate, usually the loan is within 3 years. Minimum down payment 30%)4. Bring your ID card, household registration book, and proof of income for the last 6 months. . . Mainly for these five, sign a loan contract (very expensive, (1) and pay a handling fee. 4S is earned on behalf of S, about 1000, if you leave. (2) Paying the down payment will inform you that the bank has approved it, and you can take the down payment to the 4S shop to pick up the car. If you sue