Buyers pay full price when selling a house. However, the buyer who did not settle the transaction wanted to use this house as a mortgage loan and asked me to be the mortgagor. How much risk do I have. Please ask a lawyer to answer. Thank you.

Although I am not a lawyer, I know that if the other party uses your name for a loan, if the other party is overdue, your credit will be a problem, and your other loans or your future loans will definitely be affected! The reason why he is willing to take risks and buy in your name must be because your credit and conditions in the bank are very good! In other words, his credit and conditions cannot be used to get a loan from the bank or the amount is relatively low!